O'Connor, Hammel & Butler, P.A.

Our attorneys assist lending institutions and private investors in:

• Negotiating loan provisions
• Representing the interests of the lender
• Assisting with identification and resolution of due diligence issues, and risk analysis
• Examining entity documents to ensure compliance and requisite authority
• Structuring transactions to minimize costs and tax implications
• Analyzing bankruptcy and creditors’ rights risks
• Preparing loan documentation, including but not limited to:
  • Notes
  • Mortgages/Deeds of Trust/Indemnity Deeds of Trust
  • Guaranties
  • Loan Agreements
  • UCC filings
  • Assignments of Contracts, Rents and Leases
  • Letter of Credit Agreements
  • Security Agreements
  • Loan Modifications
• Preparing ancillary documents necessary to the transaction
• Reviewing title documents to ensure the security of lender’s loan and priority of its lien
• Coordinating settlement and funds with the settlement company
• Negotiating, restructuring and re-documenting troubled loans
• Collection matters
• Foreclosure actions
• Loan Purchase and Sale Agreements

Our attorneys handle loan documentation of complex commercial transactions, including:

• Commercial real estate purchases and financing
• Land acquisition and development
• Commercial construction revolving loans
• Business asset purchases
• Mezzanine financing
• Letters of Credit
• Lines of Credit
• Bridge loans
• Asset-based loans
• Borrowing Base loans
• Loan restructures and workouts

Our real estate transactions have included:

• Apartment/Multifamily complexes
• Warehouses
• Restaurants
• Office buildings
• Nursing Homes
• Bed & Breakfast Inns
• Shopping Centers
• Hotels
• Mixed-use Projects
• Residential and Commercial Subdivision
• Churches

We prepare corporate and small business documents in conjunction with settlements, including:

• Formation of Corporation, Limited Liability Company, and other associations
• By-Laws, Operating Agreements and other pertinent documents
• Transfers of licenses
• Buy-Sell Agreements
• Covenants-Not-to-Compete
• Asset Purchase and Sale Agreements
• Assignments of Ownership/Membership interests

Through our title company, Commercial Title Company, LLC, we handle settlement and issuance of title insurance for all commercial real estate and financing. Our settlement services include:

• Preparation of Letters of Intent
• Contract preparation and review
• Examining and resolving title issues
• Lease preparation and review
• Transfer tax analysis and planning
• Coordination of settlement with lenders, brokers, realtors, buyers, sellers and their counsel
• Preparation of Transfer and Settlement Documents
• Recordation of Security Instruments
• Issuance of Title Insurance